Financial Peace of Mind

Insurance & Payment

Rameshwaram Netralaya offers flexible payment solutions and insurance support to make world-class eye care accessible. Transparent processes ensure you understand all options before treatment begins.

Accepted Insurance Plans

Cashless treatment available for major insurers and government schemes

Private Insurers

AKNA

Health Insurance TPA Private Limited.

SBI General Insurance

SURAKSHA AUR BHAROSA DONO

HDFC Ergo

GENERAL INSURANCE Har pal aapke saath

TPA Networks
Medi Assist Paramount Health Vidal Health

Process

1

Present Insurance Card/ID

At reception during registration

2

Cashless Authorization

Processed same day

3

Network Benefits Apply

No advance for covered procedures

Insurance Desk

Get assistance with insurance queries and claims

Financing Information

Easy payment plans for premium procedures

No-Cost EMI Options

Credit Card EMI

6/9/12 months tenure available

Bajaj Finserv

EMI Network Card

Bank Partnerships

Major bank consumer finance

Key Benefits

Zero down payment on eligible procedures
No processing fees for select partners
Flexible tenures – 6 to 36 months
Quick approval – within 30 minutes

Eligibility Criteria

Minimum Monthly Income

₹15,000 or above

Valid KYC Documents

Aadhaar/PAN required

Age Requirement

21-60 years

Popular Financing Packages

Cataract Surgery

Premium IOLs with EMI option

LASIK Procedures

Refractive surgery financing

Glaucoma Surgery

Interventional procedures

Financing Coordinator
Ext. 104

Payment Options

Multiple convenient payment methods available

Cash

Indian Rupees accepted

Credit Cards

Visa, Mastercard, Amex, RuPay

Debit Cards

All major networks

UPI

Google Pay, PhonePe, Paytm, BHIM

Net Banking

All major banks

Cheque

Local cheques (3-day clearance)

No Cost EMI Available

On credit cards for surgical procedures

Zero Processing Fee

On UPI payments

Immediate Receipts

Issued for all transactions

Cost Transparency

Clear understanding of what you're paying for

What's INCLUDED

Surgeon consultation & fees
Operation theatre charges
IOL (Intraocular Lens) cost
Pre-operative biometry & basic tests
Post-operative medications (1 month)
Scheduled follow-up visits (3 months)
Emergency support (first month)

What's typically ADDITIONAL

Advanced diagnostic tests (OCT, topography)
Extended medications beyond 1 month
Additional procedures during same surgery
Deluxe/private room charges (if requested)

Pre-treatment COST ESTIMATE provided after:

Clinical examination

Required diagnostic tests

IOL selection discussion

Treatment plan finalization

No surprises – final billing matches estimate (barring unforeseen medical complications requiring additional intervention).

Package Pricing
A-la-carte

Comprehensive Packages

All-inclusive pricing covering consultation, surgery, IOL, medications, and follow-ups for complete peace of mind.

  • Predictable total cost
  • No hidden charges
  • Simplified billing

Individual Service Billing

Pay for each service separately based on actual usage during your treatment journey.

  • Pay only for services used
  • Flexibility in service selection
  • Itemized billing

Discuss comprehensive packages vs. individual service billing during consultation.

Ready to proceed?

Take the first step towards clear vision with financial clarity

1
Book Consultation

Complete eye evaluation

2
Receive Detailed Estimate

Before any commitment

3
Choose Payment Plan

Insurance, EMI or upfront

4
Clear Vision Journey

Treatment begins

Our Commitment: Quality care accessible to all, with financial transparency at every step.

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